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Busting Those Money Myths That Keep Women from Getting Rich – My Messy Start

Okay, so money myths that keep women from getting rich? Yeah, they’re like these sneaky little gremlins that’ve been messing with my head forever, you know? I’m sitting here in my cramped apartment in Chicago, staring out at the drizzly skyline on this August 27, 2025 morning—coffee’s gone cold, and the AC’s humming like it’s judging me—and I’m thinking, damn, how many times have I bought into this crap? Like, seriously, as an American woman scraping by in this economy, I’ve fallen for so many of these lies that it’s embarrassing. But hey, that’s me being raw here; no filters, just my flawed take.

My 'Prince Charming' delusion.
My ‘Prince Charming’ delusion.

First off, one big money myth that keeps women from getting rich is this whole “women aren’t good with numbers” BS. I remember back in college, I avoided finance classes like the plague because, like, everyone said girls should stick to “creative” stuff. Cut to me now, 30-something, regretting it while balancing my checkbook on this wobbly table—the wood’s scratched from years of takeout containers, and the faint smell of yesterday’s pizza lingers. Anyway, I tried investing last year, dipped into stocks via an app, and whoa, it wasn’t rocket science. But that myth? It kept me poor longer than I’d admit. Contradiction alert: I still get anxious punching numbers into spreadsheets, yet here I am preaching about it. Hypocrite much? Yeah, but that’s real life. Money Myths That Keep Women

Another one: “Rich women are just lucky or married into it.” Oh man, this hits home. My aunt, bless her, drilled that into me growing up in the Midwest—windy days like today remind me of family barbecues where she’d whisper, “Honey, find a good man with a job.” Fast forward, I’m single, hustling freelance gigs from my laptop, the screen glare mixing with the gray light filtering through my blinds. I started a side hustle selling handmade jewelry online, and guess what? It’s building wealth, slowly. No prince charming required. But honestly, sometimes I wonder if she’d been right; the doubt creeps in during quiet nights. Unfiltered thought: It’s exhausting fighting that narrative, but ditching it? Game-changer for getting rich as a woman.

Why These Money Myths That Keep Women from Getting Rich Stick Around

Digging deeper, society pushes these money myths that keep women from getting rich because, like, gender pay gaps are still a thing in 2025—check out this report from the Pew Research Center, it’s eye-opening. I’m not some expert, but reading that while munching on cereal straight from the box (milk splashing a bit, oops) made me ragey. We earn less, save less, all while myths whisper we’re “spenders not savers.” Me? Guilty as charged—I once blew a bonus on shoes because “retail therapy,” right? But then I learned budgeting apps, and bam, savings grew. Slight digression: Why do ads target us with luxury crap? It’s rigged.

Also, the myth that “investing is too risky for women.” Pfft. I dipped toes into crypto during the 2024 boom—heart pounding, palms sweaty on my mouse—and lost a bit at first. Embarrassing confession: I cried over $200 gone, curled up on my couch with the city sirens wailing outside. But I bounced back, diversified like the pros suggest (shoutout to Investopedia for basics: https://www.investopedia.com/terms/d/diversification.asp). Now? My portfolio’s up, contradictions and all. Seriously, if I can do it with my scatterbrain, anyone can.

Me, facing my math demons.
Me, facing my math demons.

Specific Money Myths That Keep Women from Getting Rich – And My Fumbles

Let’s list some out, ’cause bullet points make this chat easier:

  • Myth: Women should prioritize family over finances. Yeah, I put off promotions for “work-life balance,” watching friends climb ladders while I baked cookies—smell of vanilla still triggers regret. But blending both? That’s the real path to riches.
  • Myth: Debt is inevitable for women. Student loans crushed me post-grad; I ignored them, interest piling like dirty laundry in my hamper. Tip from my screw-ups: Tackle high-interest first, per Dave Ramsey’s advice. Now I’m chipping away, feeling empowered.
  • Myth: Wealth building is a man’s game. I joined a women’s finance group online last month—virtual meets with coffee in hand, steam rising—and realized we’re killing it. Surprising reaction: Jealousy at first, then inspiration. Flawed me: Still compare myself, but hey, progress.

Flipping the Script on Money Myths That Keep Women from Getting Rich

So, based on my bumpy road, here’s advice: Start small. Track expenses—I use an app, fingers flying over my phone screen, notifications buzzing like annoying flies. Build an emergency fund; mine’s in a high-yield savings (thanks, NerdWallet for recs: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts). Educate yourself—books like “Rich Dad Poor Dad” shifted my mindset, though I skimmed parts ’cause ADHD, you know?

Mistakes? Plenty. I invested in a fad stock on a whim, lost sleep over it, the clock ticking loudly in my silent room. Learning: Research first. Surprising: It made me resilient. Weave in those money myths that keep women from getting rich by calling them out daily—like affirmations, but snarky.

My 'saving' versus what I needed.
My ‘saving’ versus what I needed.

Anyway, wrapping this up like our coffee chat’s ending—rain’s picking up outside, tapping on my window. These money myths that keep women from getting rich? They’re beatable, but it takes owning your mess. My take: Dive in, make mistakes, get richer. What’s your biggest myth? Drop a comment or share your story—let’s chat more. Seriously, try auditing your beliefs today; it might just change everything.

Outbound links:

For the “I’m Not Good with Numbers” lie: I basically lived on Investopedia for a while. Seriously, it breaks down stuff like mutual funds in a way that doesn’t make my brain hurt. It’s like a dictionary, but for money.

For ditching the salary negotiation fear: The articles from Harvard Business Review are legit. They’re a bit formal, but the advice on how to actually talk about money without, you know, just accepting whatever they offer? Game-changer. It’s tough, but the feeling of getting what you’re worth? Priceless.

A good resource for women’s financial wisdom: I found a great article on a site called Wealth Women Wisdom that’s full of book recommendations. It’s not a site I frequent, but that specific article was a good start for getting my head in the right space. It made me feel less alone in this whole struggle.

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